Mortgage in Retrospect and in the Perspective of Lawmaking

Spasybo-Fateyeva Inna

Author information
ORCID ID https://orcid.org/0000-0002-9852-1706

Published: 16.12.2025

DOI: https://doi.org/10.69724/2786-8834-2025-7-4-96-121

Keywords: mortgage, method of securing the performance of an obligation, accessory nature, ab- stract nature

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Abstract

The article is devoted to reviewing the formation of the doctrine of mortgage in historical and comparative dimensions. A mortgage is examined as an economic, financial, and legal category. In the first two cases, the mortgage is characterized as a financial instrument capable of circulation, and it is demonstrated that this feature influences its legal characterization. The relevance of the topic is confirmed by the presence of numerous disputes and issues that have arisen in judicial practice in the absence of proper theoretical comprehension of the phenomenon of mortgage within modern economic and legal conditions. To illustrate the significance of these issues, an analysis of case law is provided. By applying comparative-legal, historical-legal, and formal methods, it becomes possible to propose solutions for practical problems and trace changes in the theoretical foundations and developmental trends of the doctrine of mortgage. The article highlights the issues of state registration of a mortgage as an encumbrance on ownership rights, as well as ownership of property encumbered by a mortgage. Considerations are presented regarding the accessory and abstract nature of a mortgage in connection with the principal obligation secured by it. In the context of the legal characterization, attention is drawn to the combination of proprietary and obligatory elements of a mortgage. The legal positions of the Supreme Court concerning the protection of the rights of the owner of mortgaged property and of the bona fide acquirer are also examined

How to Cite

In accordance with DSTU 8302:2015:
Спасибо-Фатєєва І. Іпотека в ретроспективі та перспективі правотворчості. Цивілістична платформа. 2025. № 4 (7). С. 96-121. https://doi.org/10.69724/2786-8834-2025-7-4-96-121

According to the international style of APA:
Spasybo-Fateyeva Inna. (2025) Mortgage in Retrospect and in the Perspective of Lawmaking. С. P. Journal, 3 (6). https://doi.org/10.69724/2786-8834-2025-7-4-96-121 [in Ukrainian].

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